Ready to work with us?
Our work with you on a loan application is not a commitment to lend or extend credit.
Just getting started? BCL of Texas offers full-cycle lending services to help you build your business. We provide business coaching, personalized lending solutions to fit you and your business, and technical assistance for the life of your loan.
BCL of Texas maintains a pool of lending capital to provide direct loans to small business owners. As a non-profit lender, every loan that we make must meet a public purpose test. This can include creating jobs, improving a distressed area, assisting underserved business owners, or other such economic improvements. This ensures that we keep Texas communities as strong and vibrant as the people who live there.
Features of our business capital loans include:
- Low interest rates and fees
- Loans of $20,000 up to $50,000 to businesses within their first two years of operations
- Proceeds can be used for nearly any business use, including working capital, real estate, furniture, fixtures, equipment, lines of credit, and more.
- Free technical assistance for the life of the loan
- Eligible businesses must show adequate collateral and are subject to credit approval