BCL of Texas is more than a lender; we are a partner committed to strengthening communities by investing in entrepreneurs and small businesses. Today, we are sharing the story of Marguerite Felder, owner of Felder Homes LLC, a Texas-based residential development company that BCL supported with a revolving line of credit for land acquisition.

Since its founding in 2020, Felder Homes has focused on creating quality housing opportunities across the Dallas-Fort Worth area. “Our background has historically been serving communities in the Dallas-Fort Worth area,” Marguerite shared. “Our mission is to help expand homeownership opportunities for families seeking attainable housing options.”

To date, Felder Homes has completed approximately 11 new-construction homes, with a focus on high-quality, energy-efficient building. Like many growing developers, one of the company’s biggest challenges was securing the capital needed to purchase land.

“Before partnering with BCL, I would say the single biggest challenge was using a large amount of our own company capital to secure land,” Marguerite explained.

Relying on operating funds to purchase each lot placed pressure on the company’s cash flow and made it more difficult to move quickly when new opportunities became available.

In a competitive housing market, the ability to act quickly can make a significant difference. BCL provided Felder Homes with a revolving line of credit specifically designed to support land acquisition.

Marguerite explained how the structure gave the company greater flexibility than financing each property individually.

“The line of credit gave us the ability to acquire the land whenever it became available versus waiting through the lengthy approval process each time that a traditional bank kind of puts us through,” she said. “That revolving structure aligned perfectly with how we operate. It allowed us to move in on deals quickly.”

With the line of credit, Felder Homes can draw funds to purchase a lot, begin construction, and repay the draw as the project moves forward, creating a repeatable financing structure that supports continued development.

The impact of this partnership can be seen in the communities where Felder Homes is building, including Southern Dallas, where Marguerite sees continued demand for new housing options.

“Our focus is on first-time homebuyers, working families, and residents within those communities that want a modern but also attainable housing option,” she said.

The company takes pride in designing homes that are attractive, structurally sound, energy efficient, and built with long-term value in mind.

Growth has also created additional economic activity for the contractors and trades that work alongside Felder Homes.

“As we’ve taken on more projects, we’ve been able to provide consistent work to our subcontractors and bring on additional trades,” Marguerite noted. “Having a reliable pipeline of projects not only supports small contracting businesses but also keeps those jobs circulating within our communities.”

Marguerite emphasized that her experience with BCL was built around understanding the company’s business model and growth plans.

“BCL took the time to understand my business, my track record, and the communities that I serve,” she said. “Traditional banks have often relied strictly on their formulas, but BCL looked at the full picture. I always felt they were rooting for my business to succeed.”

She added that BCL understood the company’s development strategy and structured financing to help Felder Homes compete for land and continue expanding its pipeline.

For other developers looking to grow, Marguerite sees value in working with a financial partner that understands the realities of real estate development.

“I would tell them that BCL is a partner that understands the real challenges developers face, not just the numbers on the paper,” she said. “They helped us unlock the next level of our business, and they can do the same for others trying to expand and looking for the right financing structure.”

Felder Homes’ story demonstrates how flexible financing can help growing developers preserve working capital, respond quickly to opportunities, expand their project pipeline, and bring new housing to Texas communities.