Tolulope “Tolu” Rowland, APRN, PMHNP-BC, FNP-C, owner of Palm Cedar Primary & Mental Care a clinic located in Harker Height, TX, first came to BCL when she realized that passion and vision weren’t always enough to meet traditional lending requirements. Tolu had been turned down by other lenders. She was struggling with startup funding and existing debt and the journey ahead felt discouraging. BCL of Texas changed everything.

“BCL didn’t just provide capital, they provided partnership. The loan helped me stabilize cash flow during a slow season, cover payroll, purchase essential equipment and office furniture, and keep operations running smoothly so my patients could continue receiving quality care.” Beyond funding, BCL connected the business to valuable resources, including AI tools to strengthen efficiency and long-term strategy. The support felt personal, thoughtful, and truly invested in the business’s success.

Now, the clinic is focused on growth — expanding locations, increasing patient volume, promoting community health outreach, and leveraging generative AI and virtual care tools to improve outcomes and reduce provider burnout. “Their advice to other entrepreneurs is simple: don’t give up. With the right lending partner who believes in your vision, growth is possible — and BCL proved that.”