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Seeing our clients achieve key milestones is what drives our work at BCL of Texas. From startups that have expanded to multi-employee businesses to families buying their first homes, our success all comes down to you.
Junior Players, a non-profit that provides underserved kids with the opportunity to shine through summer and after-school arts programs in over 60 locations throughout North Texas, will be celebrating their 60th anniversary next year. In that time they have assisted thousands of children ages 5-18 from low-to-moderate income backgrounds to build their confidence, strengthen their social skills, learn to express themselves creatively, and transform their future.
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James Stevens’ desire to create a more fulfilling work environment for himself and his team prompted him to establish Steven Electrical Construction at the height of the pandemic. Since then, and with the help of BCL’s business line of credit, he and his team have grown the company by leaps and bounds. He shares his story of grit and determination to persevere and succeed as an entrepreneur.
For Karen Enderlin, managing her family’s Holiday Inn Express & Suites in Fredericksburg, the SBA 504 program made all the difference in coming out of covid closures and keeping the family business strong.
Owning an equestrian facility has been a lifelong dream of Jacqueline McCroskey. Starting her riding career as a young child, working with horses on a daily basis was something she could only imagine. After graduating college with a degree in Equine Studies, she moved to Texas, where BCL of Texas helped her bring her dream to reality by providing lending capital for her purchase of the land that would soon become Needville Equestrian Farm.
BCL is known for our small business lending programs, but did you know we also work with partners like city and local governments to help them reach small businesses for grants like covid-19 relief packages? Since the start of the pandemic, we have distributed over $11.5 million in grant relief funding to over 300 businesses.
Before you even have to do a single pushup, all you have to do is spend five minutes with Focus Fitness owner Dave Schulze and you’ll see why his customers seek out his personal and group training services. His inspiration is contagious, and for the owner of a small business, he definitely has a big vision for the future.
SportHooks was born out of a runner’s love for her sport and her growing collection of medals. Founder Marcey Futris, who has now run a full marathon in all 50 states and on 4 continents, was looking for a place to display her race medals.
Ruth and Arnold Guerra were born and raised in Gonzales, Texas, where they have opened hotels, restaurants, and built homes to meet their community’s needs. “We started with nothing,” Ruth said. Now, they have built over 100 homes in their community of 7,000 people.
I visited the Guerras and we drove around the town, as Ruth pointed out both homes she and her husband had worked on, as well as other neighborhoods of older homes in states of disrepair. Gonzales has not had new home construction in a long time. “Big builders are not going to come into this town,” Ruth said. In a previous subdivision, a builder constructed about 5 homes and then left town, the work unfinished. We drove past a 17-home affordable subdivision of 3-bedroom homes the Guerras built in 2009.
Now, they are building Angel Oaks, a 6-home development for median income families, featuring 3-bedroom ranch-style homes with yards. A longtime customer of BCL, having worked with us in the past for an SBA 504 loan, the Guerra family is now working with BCL’s wholly-owned subsidiary, Texas Community Builders for our new pre-development loan product.
The demand for median-priced new housing in Gonzales is apparent, as five of the Angel Oaks homes have already been purchased, just as groundbreaking has barely begun. Most of the buyers are people of color, and all are first-time homeowners. “People are getting out of renting and into their first homes,” Ruth said.
And as with their hotels, their construction business is a family venture. They’ve taught their two daughters skills in construction, management, and project administration. “In the big city, you get a job and you learn one thing,” Ruth said. She said her daughters are now prepared with a wide range of skills to take on all kinds of jobs.
“I’m really glad that Texas Community Builders is investing in small developers,” Ruth said. “I appreciate that they saw that we have projects that will benefit individuals that probably never would have been able to buy a home. Without Texas Community Builders, we would not have been able to do this project.”
Suite 500 Austin, TX 78701 P: 512.912.9884 F: 346.301.5752 NMLS #1114924
Suite 1220 Dallas, TX 75208 P: 214.688.7456 F: 346.301.5752 NMLS #1114924
Suite 2 San Marcos, TX 78666 P: 512.383.0027 NMLS #1114924